Below is a point-by-point analysis of the JHPOA Executive memo titled "Homeowners Budget & Community Charge 2025," followed by clarifications or rebuttals grounded in the land transfer covenants, financial statements, Antiguan legal precedents, and the publicly available facts about CDAL (Caribbean Developments (Antigua) Ltd.). This also highlights the respective responsibilities and risks faced by homeowners versus CDAL under the existing covenants.
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